Upon the filing of your chapter 13 bankruptcy case, you are immediately protected from most collection actions against you and your property. The automatic stay is an injunction against thereditors from proceeding wit heir collection actions.
About 6 weeks after the bankruptcy case is filed, a "creditors' meeting" (34l meeting) is held. This is normally just a short meeting among you, your bankruptcy lawyer, the bankruptcy trustee, and any creditors who choose to attend. In most cases, no creditors bother to attend.
Length of Chapter 13 Plan
Chapter 13 plan are usually for a period of 3 to 5 years. This length of the plan depends on various facts, including, whether your income is below or above median income, the amount of your non-exempt property, and what you are trying to achieve in chapter 13 plan.
After you complete your chapter 13 plan, the trustee will issue a report of your plan completion. Shortly thereafter, your chapter 13 discharge will be entered and your case closed.